Please Choose A Different Account Type

Business Account

Tax-advantaged savings for education. Tax-free earnings and withdrawals for qualified educational expenses.

Coverdell ESA

For non-US citizen members and TCU students

International Membership

Retirement account that enables you to delay paying taxes until the money is withdrawn.

Individual Retirement Account

Create a minor account with a joint owner.

Minor Account

Personal Membership

Securely hold and manage assets for designated beneficiaries.

Trust Account

TCU Film Account

Lock in a competitive fixed yield for a set term with our Share Certificates.

After you submit your share certificate, you will need to fund your account by clicking "Make a deposit into your account".

Is the Joint Owner a Spouse?

By selecting opt in, you authorize Together Credit Union to deliver or cause to be delivered to you at the telephone numbers provided above, advertising and telemarketing calls and text message(s) using an automatic telephone dialing system and/or an artificial or prerecorded voice. You are not required to elect this authorization or enter into this agreement as a condition of purchasing any property, goods, or services.

You may withdraw the consent provided herein at any time by contacting the credit union.

You indicated you're a U.S. Person but previously selected you don't have an SSN. To meet U.S. regulatory requirements, please restart your application and include your SSN/ITIN.

SSN/ITIN Required for U.S. Persons

Consent to Contact Disclosure

Are you sure to cancel your automatic transfer?

Transfer Details

Set up one-time or automatic transfers between your Together Credit Union accounts.

Choose Transfer Frequency

How Much Would You Like To Transfer?

You can access and edit your transfers within Online Banking.

Review Your Transfer

Enter the details below for your beneficiary

Tell us your Beneficiary's Address

A beneficiary inherits an account's assets in the event the account owner passes away.

Tell Us Your Home Address

Let's Learn More About You

Please enter date of birth below. SSN is optional for beneficiaries.
By selecting “Add Beneficiary” you agree to update your account agreement with the credit union to include the additional beneficiary.

And Lastly, Just a Few More Details

Your beneficiary will receive a link via email to enter their personal information.
By selecting “Send Invite” you agree to update your account agreement with the credit union to include the additional beneficiary.

Your beneficiary will receive an email link to enter their personal information. Please inform them that they should be expecting an email from us shortly.

Enter the Beneficiary's Email Address

Let's Learn More About Your Beneficiary!

Your beneficiary will receive an email link to provide their information.

A beneficiary inherits an account's assets in the event the account owner passes away. Proceeding forward will automatically add this person to all savings, checking, money market, and certificates of deposit under the same member account number. If more than one beneficiary is named, they will have equal allocation. If you are seeking to only add this person to specific accounts/products, name an entity as beneficiary, or change the allocation percentages for your beneficiaries, you will need to contact the credit union directly. If there is currently more than one owner on the account, we will ask all owners to sign a new agreement to authenticate beneficiary changes

How Would You Like To Add A Beneficiary?

What Is Your Business's Mailing Address?

This must be physical address where you conduct business and cannot be a PO box.

Where is Your Business Located?

DBA Document

Please specify your DBA name and attach your DBA or any trade name documents.

DBA (Doing Business As) or an Official Name Change

Please upload documentation showing your EIN/TIN number issued by the IRS.

Next, We'll Need Your EIN Documents!

Next, We'll Need Your Formation Documents!

Select business eligibility type

Share More About Your Business

They will receive an email link to enter their personal information.

Enter Additional Owner or Signer Details

Individuals with 25% stake in your company or more must be added. You may also add anyone who has control over your company’s finances (like a CFO).

{name} will receive an email link to enter their personal information. Please inform them that they should be expecting an email from us shortly.

You're All Set!

Would You Like to Add Another Owner or Signer?

A DBA or "Doing Business As" is the name a company uses instead of its official name. Also known as a Fictitious Name, it's how a business presents itself to the world.
A DBA is commonly used for sole proprietorships when the owner’s name is not used.

Information on DBA Names

Let's Learn About Your Business

Now, What Is the Best Number to Reach Your Business?

Now, Help Us Understand More About Your Monthly Transactions

Let’s Learn About Your Organization

Account Information

Company Documents

Business information

Job title

Name

Owner/Signer {count}

Please take a moment to confirm the information in your application. We want to make sure everything is accurate and complete!

You're Crossing the Finish Line!

An EIN, or Employer Identification Number, is a special 9-digit ID for U.S. businesses, given out by the IRS. 
You can receive an Employer Identification Number (EIN) from the IRS within minutes. Resume your application once you’re ready- we saved your progress!

Have questions about an EIN?

If you are a sole proprietor and do not have an EIN, you may enter your Social Security Number.

What Is Your Business Tax ID?

Provide the email address where you can be reached at work.

Now, Enter Your Business Email

If no ownership applies, please enter "0."

Tell Us About Your Current Role

Is Your Company Any of the Following?

You must be able to make key decisions for the business as an owner, officer, or other authorized individual. 

About You

Tell us what your business is all about.

Business

Invite signers and beneficial owners with at least 25% ownership.

Owners/Signers

Double-check your details and documents.

Review

We'll walk you through these steps to get your account up and running:

Your Application at a Glance

You’ve successfully submitted your owner/signer application.

Success

What makes a great account? No surprises, no hassle, and people there to help when you need it. If your current checking account is costing you more and giving you less, try Freedom Checking!

Freedom Checking

Benefits Plus® Checking entitles you to an exclusive program that saves you and your family money on products and services you use every day.

Benefits Plus Checking

Reward Checking acts like a traditional checking account but has added features that actually reward you for using it.

Reward Checking

A Money Market account offers a higher interest rate than a regular share savings as long as you keep a minimum of $500 in the account. No fees.

Century Money Market

Free checking with no minimum balance and optional round-up savings.

Achieve It Checking1 (Popular Pick)

Empower Checking2

Free checking with required debit card round up donation to the Saint Louis Zoo.

Give Back Checking3

Earn interest with flexible access to your money. Minimum balance to earn the stated APY4: $1,000.00

Money Market

Debit card only account with no overdraft service.

My Fit Access Account

Earn higher yields on larger minimum balances. Minimum balance to earn the stated APY5: $100,000.00 *Limited Time Special! Earn higher balances with a minimum deposit of at least $100,000 not currently on deposit at Together CU

Select Money Market*

No minimum balance to open, No fees, Dividends paid monthly, Limited check writing, Competitive rates.

Gold Money Market

No minimum balance, no monthly maintenance fee, no dividends, $0.35/item over 200 transactions, $0.50/ check for mobile deposits, Cash handling fee.

Small Business Checking

No minimum balance, $20 monthly maintenance fee, Dividends paid monthly, $0.10/item; no transaction limit, $0.50/check for mobile deposits, Cash handling fee.

Business Checking

Not-for-profit business only, No minimum balance, No monthly maintenenace fee, No transaction fees, Dividends paid monthly.

Association Checking

For account terms and details, please see our disclosures: <link>Membership Agreement and Disclosures</link>, <link2>Truth in Savings - Interest</link2>, <link3>Current Deposit Rate Sheet</link3>, <link4>Current Fee Schedule</link4>

You can choose multiple accounts.

You're doing great! Next, add any additional accounts you wish to open today.

Courtesy Pay Terms and Conditions

Learn more about Courtesy Pay

You’ve successfully opted into Courtesy Pay.

Would You Like To Enroll in Courtesy Pay?

Only one debit card request is allowed at a time. Please return to request cards for additional checking accounts.

Your card should arrive in your mailbox within 7 to 10 business days.

Receive your card within 7-10 days by delivery.

We're sorry. We are unable to service you. If you believe you are receiving this message in error, please contact support.

Unfortunately, your application has been denied

We’ll need to confirm you are eligible for Together Credit Union.

What is your current status of employment?

Upload or take a photo of your minor’s ID document.

And Lastly, Verify The Minor’s Identity

If the minor does not have an email address, please enter the email of the parent/guardian.

Choose the account that will receive your new direct deposits.

Let's Get Started

What is the custodian's date of birth?

What is

date of birth?

What is minor's date of birth?

Date of Birth (MM/DD/YYYY)

PDF, JPG, or PNG. Max file size 10MB.

Please upload your document

What is your employment title?

Job Title

Let's Confirm the Joint Owner's Eligibility

What is your current eligibility status?

Select Organization

Select Your School, College or University

We’ve emailed your sponsor member to provide their member number and confirm sponsorship of your application.

Let’s Learn More About You

Current USC enrolled students

Select joint owner's eligibility type

Select eligibility type

What is the custodian's email?

This Email Is Linked To An Existing Application Or Membership

What is the joint owner's email?

email?

What is the minor's email?

What is your email?

Now, Enter Your Email Address

Who is your employer?

Occupation

What is your employment info?

What is your job title?

If you select “homemaker”, provide a former profession. For example: “former nurse” or “never employed”

What is the joint owner's employment info?

What is your joint owner's current status of employment?

Select Your Joint Owner's Employment Status

If you select “retired”, provide a former profession. For example: “former lawyer” or “former teacher”

Please enter your joint owner’s employment information below.

If you select “student”, occupation may be either “never employed” or former or part time employment. For example: “never employed,” “former barista,” or “part time fitness coach”

Select joint owner's employment status

If you select “unemployed”, provide a current or former profession. For example: “lawyer” or “teacher”

Previous Occupation

What is your source of funds?

If you select "homemaker," provide a former profession. For example: "former nurse" or "never employed".

Please enter your total income from other sources, including parental support, if any. Exclude financial aid, scholarships, and grants. If none, enter $0.

If you select "retired," provide a former profession. For example: "former lawyer" or "former teacher".

Please enter your employment information below.

If you select "unemployed," provide a current or former profession. For example: "lawyer" or "teacher".

If you select "student," occupation may be either "never employed" or former or part time employment. For example: "never employed," "former barista," or "part time fitness coach".

Select your Employment Status

Please ensure date is in the format MM DD YYYY. Additionally, minor account holders must be under 18 years old.

Please ensure date is in the format MM DD YYYY.

Error

We weren't able to scan your document

Your Session Has Timed Out

Use your foreign address. Do not use a P.O. box or in-care-of address.

Now, Enter Your Address From Your Home Country

If you have a Foreign Tax Identifying Number, enter it below. A Foreign TIN is issued by your home country to recognize you for tax purposes. This is optional.

What Is Your Foreign Tax Identifying Number?

We're sorry. Apple Pay is unavailable. Please enter your card credentials to continue.

Apple Pay is Unavailable

Apple Pay

You've reached your card deposit limit. Please use pay by bank to fund your account.

Card Limit Reached

Enter your card details.

Debit Card

How to make a Deposit

We were unable to verify your identity with the linked external bank account. That's OK, there are alternative funding options, including cash, check, or mobile deposits. Please contact us if you have any questions.

We are not able to complete this transfer right now.

Card successfully requested!

Pay by bank is recommended.

Make A Deposit Into Your Account

LET'S DO THIS

We’re here to help you Achieve It.